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Mortgage Branch Manager Full-time

at Obsidian Financial Services Florida in Florida (Published at 09-08-2022)

We are hiring Branch Manager $2495 Flat Fee

Close as many loans as you want.

Work on wholesale channel or correspondent for a flat fee.

Obsidian Financial Services is seeking entrepreneurs who would like to experience true mortgage lending and work as a wholesale channel as well. Through the OFS Branch Manager Program, you will manage the daily operations for an Obsidian branch, completing tasks such as branch accounting, payroll, ordering the warehouse report, hiring staff, and making decisions that will affect the daily operation of your branch.

You will manage 5 to 50 loan officers, along with support staff, as a manager you will have the ability to order wires, hire processors, and close loans.

This position will require you to have at least 3 to 5 years mortgage banking and management experience and enterprising spirit that will bring your team to the next level.

You will be responsible for a warehouse line ranging from $5 million to $10 million for your branch with the ability to fund up to the same amount.

If you can NOT meet these requirements than this position is not for you. You are going to operate as a true correspondent lender and experience all the responsibilities that come with it.

  • Best Fees in the Industry*

· Flat rate fee- you only pay $2495 per month and close as many files as you can, and only pay a flat rate. This is the best in the industry.

· Checking account is setup so check come directly from title to you. You will be in full control of the funds for payroll, bills, and everyday money.

· Make money off your loan officer, set your margin to what you want to make.

· Allow your loan officer to work without a comp plan. Let your loan officer?s make 4% compensation, and you make money off them making that high of a compensation.

· Close 5 loans on correspondent side and skip the monthly fee.

  • Easy to Recruit New Loan Officers*

· Commissions Paid Weekly

· Competitive Rates

· Outstanding Operational Support

· Superior Reviews and Ratings on Employment Sites like Glassdoor

· Healthcare Plans Available

· We have Full-Time Recruiting Staff for Your Branch

· Bring Your Own Leads or Use Our Sources with Obsidian Discounts

· Full Marketing Portal, CRM & Drip Campaigns, and company-provided Google AdWords Campaigns.

Warehouse Lines Ranging from $5 Million to $10 Million

· Direct with Fannie Mae, Freddie Mac, Ginny Mae, and Most Major Investors like Mr. Cooper.

· 24-hour Turnaround Time

· SRG Warehouse Portal

· Funding Hours 8:00AM EST to 5:30PM EST

· Experienced and Responsive Operations & Fulfillment Teams

· Full Scenario desk with 2-hour or Less Response Time

· One percent Pledge Fee for Warehouse Loan Amount-Required

· Only $15K Pledge Account-Required

Easy to Run a Successful Branch

· Branch Managers have full control of Branch Decisions.

· DBA and Trade Named Allowed-Based on State Regulatory Guidelines.

· You Set Your Own Comp Plans

· LendingPad Origination software and Optimal Blue Pricing Engine.

· Live Financial Reporting


· Conventional


· VA


· Jumbo (UW in-house)

· Construction to Perm (Conv, VA FHA and USDA includes manufactured homes and UW in-house)

· DPA, Chenoa etc. (list provided on request)

· Reverse

· Renovation (203k etc. UW in-house)

· Non-QM

· Condos

· Foreign National

· Dozens of Brokered options


· LendingPad

· Surefire CRM

· Optimal Blue for Pricing

· LS for Wholesale Pricing

· Experience.com (formerly Social Survey)

· MMI Reporting Access

· Customized Website SEO Optimized

· CoreLogic Integration

· Loan Sifter for all brokered Files


· Commissions Paid Weekly

· Health Insurance

This is a true flat rate, close as many loans you like, and you only pay $2495 per month. You use our in-house UW & Closing or the wholesale channel. Processing, and Accounting, you can use Corporate or DIY. If you are one of the unlucky ones who has lost your warehouse lines, and are ready to move to the next level, then now is the time to join Obsidian Financial and regain your independence.

Job Type: Full-time

Pay: $226,000.00 - $597,349.00 per year


  • 401(k)
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance


  • 8 hour shift

Supplemental Pay:

  • Commission pay


  • Branch Mortgage: 3 years (Required)
  • Warehouse Bank: 3 years (Required)

Work Location: Remote

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